Enroll RTP® Regardless of Which Financial Institution You Use
Why Choose TodayPayments.com for RTP® Enrollment & Processing?
Enroll RTP® Regardless of Where You Deposit Your Funds – The Future of Instant Payments
Businesses today demand fast, flexible, and seamless payment solutions that aren’t restricted to a single bank or financial institution. Traditional payment systems often force merchants to stick to one banking provider, leading to limited options, delays, and high transaction fees.
With TodayPayments.com, businesses can enroll in RTP® (Real-Time Payments) without being tied to one financial institution. Our system allows businesses to send and receive RTP® transactions across multiple banks and credit unions in all 50 states, providing unmatched flexibility and financial control.
Additionally, our platform supports alias-based transactions, enabling businesses to use a cell phone number or email address instead of full banking details. This enhances security, convenience, and operational efficiency, making it easier than ever to consolidate multiple accounts and process transactions instantly.
How to Enroll in RTP® and Process Payments Across Multiple Banks
Why Choose TodayPayments.com for RTP® Enrollment & Payment Processing?
1. Enroll in RTP® Regardless of Where You Bank
- Send and receive RTP® transactions across multiple financial institutions in real-time.
- No need to change your bank account—enroll all business accounts into RTP® for seamless fund transfers.
- Multi-bank compatibility, allowing businesses to process payments across different financial institutions.
2. Secure RTP® Transactions Using Alias-Based Payments
- Use a cell phone number or email address instead of full banking details for added security and convenience.
- Easily consolidate multiple Merchant Identification Numbers (MIDs) across different banks.
- Enroll all bank accounts into the RTP® network and process payments 24/7.
3. Business-Friendly Real-Time Payment Solutions
- Accept payments via POS, retail, wholesale, MOTO, text, mobile, email, and SMS invoicing.
- Available for sole proprietors, Schedule C 1040 filers, partnerships, LLCs, S-Corps, and C-Corps.
- Lower processing costs compared to traditional banking services, improving profitability.
Key Features That Make TodayPayments.com the Best Choice for RTP® Enrollment & Processing
✅
QuickBooks® QBO Integration
– Automate financial tracking, reconciliation, and reporting.
✅ Multi-Bank RTP® Compatibility – Process
real-time payments across multiple financial institutions.
✅ FedNow® Support – Accept FedNow®
transactions in addition to RTP® for a fully integrated payment
solution.
✅ ISO 20022 Messaging with Hosted
Payment Page – Automate payment requests with secure
payment links.
✅ Alias-Based MID System
– Assign unique MIDs to multiple phone numbers and email
addresses for flexible transaction processing.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
How to Enroll in RTP® and Process Payments Across Multiple Banks
1️⃣ Choose a Trusted
Real-Time Payment Provider – Work with
TodayPayments.com to activate RTP® transactions
instantly.
2️⃣ Utilize Alias-Based
Transactions for Enhanced Security – Process transactions
using mobile phone numbers and email addresses instead of
full banking details.
3️⃣ Enroll Multiple MIDs
for Multi-Brand & Multi-Bank Transactions – Manage all
business payments under one unified system.
4️⃣
Automate Payment Requests Using ISO 20022 Messaging –
Improve billing, invoicing, and cash flow management with
Request-for-Payments (RfPs).
5️⃣
Integrate QuickBooks® QBO for Automated Financial Management –
Sync transactions in real-time for seamless bookkeeping.
Start Real-Time Payment Processing with TodayPayments.com
Avoid slow transactions, high banking fees, and restrictive banking policies. With TodayPayments.com, businesses can enroll in RTP® instantly, send and receive payments across multiple banks, and manage real-time financial operations seamlessly.
🚀 Sign Up Today & Experience True RTP® Flexibility!
👉 Visit TodayPayments.com to apply now!
Creation Request for Payment Bank File
Enhance Your Enroll RTP Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH
and
Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Each day, thousands of businesses around the country are turning their transactions into profit with real-time payment solutions like ours.
Contact Us for Enroll RTP payment processing pricing
